Welcome to the BrickHouse Mortgage Banker's Rates Page.

PLEASE SEE DETAILED INFORMATION BELOW ABOUT EACH LOAN PRODUCT.*

Current posted rates are in effect as of today.  Rates are subject to change without notice. Interim Construction Loans are Interest Only.  Construction Loans maybe locked 12 months in advance of construction start date.  Other programs such as VA, USDA loan programs are available upon request.  Call us for quotes.

30 Year Simple Fixed Rate*
RatePointsAPRLock Days
4.625%1.000%4.824%30
The APR is calculated using a loan amount of $200,000 and these typical fees.


Interim Loan For Construction*
RatePointsAPRLock Days
5.500%1.000%8.117%360
The APR is calculated using a loan amount of $200,000 and these typical fees.


15 Year Conforming Loan*
RatePointsAPRLock Days
3.750%1.000%4.089%30
The APR is calculated using a loan amount of $200,000 and these typical fees.


Construction to Perm*
RatePointsAPRLock Days
4.625%1.000%4.861%360
The APR is calculated using a loan amount of $417,000 and these typical fees.


FHA 30 Year Fixed*
RatePointsAPRLock Days
4.250%1.000%4.530%30
The APR is calculated using a loan amount of $100,000 and these typical fees.


FHA 15 Year Fixed*
RatePointsAPRLock Days
4.000%1.000%4.492%15
The APR is calculated using a loan amount of $100,000 and these typical fees.


Jumbo 30 Year Fixed**
RatePointsAPRLock Days
4.875%1.000%5.028%30
The APR is calculated using a loan amount of $418,000 and these typical fees.


Jumbo 20 Year Fixed**
RatePointsAPRLock Days
4.875%1.000%5.083%30
The APR is calculated using a loan amount of $418,000 and these typical fees.


Jumbo 15 Year Fixed**
RatePointsAPRLock Days
4.750%1.000%5.014%30
The APR is calculated using a loan amount of $418,000 and these typical fees.
 

We also offer loan programs for Veterans (VA) and Rural Areas  (USDA).  Loan Rates are available upon request. Please call us for Quotes.

* Conventional 30 and 15 year simple fixed rate loan with 5% down payment or $10,000 required on a $200,000 value. This rate is effective for today. The rate may change any time without notice. Simple interest rate and annual percentage rate (APR) are calculated on a 365 day year with typical or normal closing costs. Interest rates/APR are subject to change with changes in the closing cost. Properties and applicants must qualify. Please note, other restrictions may apply on your loan.

** FHA 30 and 15 year simple fixed rate loan with 3.5% down payment or $3,500 required on a $100,000 value. This rate is effective for today. The rate may change any time without notice. Simple interest rate and annual percentage rate (APR) are calculated on a 365 day year with typical or normal closing costs. Interest rates/APR are subject to change with changes in the closing cost. Properties and applicants must qualify. Please note, other restrictions may apply on your loan.

***JUMBO 30, 20 and 15 year simple fixed rate loan with 10% down payment or $41,800 required on a $418,000 value. This rate is effective for today. The rate may change any time without notice. Simple interest rate and annual percentage rate (APR) are calculated on a 365 day year with typical or normal closing costs. Interest rates/APR are subject to change with changes in the closing cost. Properties and applicants must qualify. Please note, other restrictions may apply on your loan.

 

BrickHouse Mortgage Bankers, dba Schmidt Mortgage Company, NMLS ID# 150009, is licensed to do business in Texas and Colorado. The loan comparisons and information on this site are presented in good faith and are based on information available at the time and date shown on the main page of the web site and may change at anytime.  The information presented is an example with many variables and is not a commitment, nor is it a guarantee that it would fit your scenario.  Please contact BrickHouse Mortgage Bankers for up-to-date information before making a loan decision.  Schmidt Mortgage Co., dba BrickHouse Mortgage Bankers is a member of the Mortgage Bankers Association.


BrickHouse Mortgage Bankers, A Schmidt Mortgage Co. 111 Quest Circle, Keller, TX 76248
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